Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,741 | $75,962-83.2% | $154,108-91.7% | $64,173-80.1% |
| Participation rate | 44.2% | 70.4%-26.2pp | 83.0%-38.8pp | 69.6%-25.3pp |
| Annual return | 6.91% | 30.32%-23.4pp | 735.21%-728.3pp | 7.63%-0.7pp |
| Employer contribution / active EE | $949 | $3,350-71.7% | $5,298-82.1% | $2,381-60.2% |
| Participant deferral / active EE | $1,434 | $3,175-54.8% | $5,081-71.8% | $3,470-58.7% |
| Admin fee / account holder | $1,912 | $5,589-65.8% | $13,411-85.7% | $4,887-60.9% |