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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,961 | $133,981-62.0% | $112,249-54.6% | $134,532-62.1% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.1%-17.9pp | 81.2%-24.1pp |
| Annual return | -20.10% | 47.16%-67.3pp | 27.48%-47.6pp | 418.27%-438.4pp |
| Employer contribution / active EE | $1,942 | $4,040-51.9% | $3,636-46.6% | $4,741-59.0% |
| Participant deferral / active EE | $4,021 | $5,292-24.0% | $4,729-15.0% | $6,401-37.2% |
| Admin fee / account holder | $703 | $7,492-90.6% | $6,412-89.0% | $11,429-93.9% |