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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,363 | $115,810-70.3% | $101,271-66.1% | $158,966-78.4% |
| Participation rate | 57.1% | 79.4%-22.2pp | 75.8%-18.7pp | 82.0%-24.8pp |
| Annual return | 13.05% | 56.15%-43.1pp | 46.48%-33.4pp | 302.95%-289.9pp |
| Employer contribution / active EE | $2,654 | $4,175-36.4% | $3,660-27.5% | $4,762-44.3% |
| Participant deferral / active EE | $5,464 | $4,958+10.2% | $4,371+25.0% | $5,983-8.7% |
| Admin fee / account holder | $343 | $7,248-95.3% | $5,948-94.2% | $11,250-96.9% |