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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,222 | $110,379-5.6% | $102,412+1.8% | $145,884-28.6% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 19.81% | 24.84%-5.0pp | 24.94%-5.1pp | 551.85%-532.0pp |
| Employer contribution / active EE | $2,308 | $4,216-45.3% | $3,870-40.4% | $4,662-50.5% |
| Participant deferral / active EE | $3,545 | $5,622-36.9% | $5,060-29.9% | $6,690-47.0% |
| Admin fee / account holder | $1,301 | $9,745-86.7% | $8,388-84.5% | $13,392-90.3% |