Retirement plan

ENVIRONMENTAL SYSTEMS, INC. OF NORTHERN CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Name: ENVIRONMENTAL SYSTEMS INC. OF NORTHERN CALIFORNIA - ENVIRONMENTAL SYSTEMS, INC. OF NORTHERN CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN (2019) Form 5500
Creator: ENVIRONMENTAL SYSTEMS INC. OF NORTHERN CALIFORNIA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENVIRONMENTAL SYSTEMS, INC. OF NORTHERN CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN, ENVIRONMENTAL SYSTEMS INC. OF NORTHERN CALIFORNIA

ENVIRONMENTAL SYSTEMS INC. OF NORTHERN CALIFORNIAEIN 94-2298197Plan #001PY 2019

3353 DE LA CRUZ BOULEVARD - SANTA CLARA, CA 95054408-980-1711

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$9.5M

+1.3% from 2018

Total participants

+10.8% from 2018

Average account balance

$230,992

-8.5% from 2018

Annual return

-1.58%

-10.72 pp from 2018

Benchmarks

See 15,813 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort15,813 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$453K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

105.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$618K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$57713

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$361K

$10041 / participant

Other / not subdivided$361K100.0%

% of EOY assets

3.817%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$230,992

$65,364+253.4%

$92,909+148.6%

$72,975+216.5%

Participation rate

100.0%

68.3%+31.7pp

76.0%+24.0pp

69.5%+30.5pp

Annual return

-1.58%

42.11%-43.7pp

109.44%-111.0pp

81.01%-82.6pp

Employer contribution / active EE

$15,570

$2,594+500.2%

$3,653+326.2%

$2,440+538.1%

Participant deferral / active EE

$3,128-100.0%

$4,238-100.0%

$3,608-100.0%

Admin fee / account holder

$8,817

$4,251+107.4%

$5,795+52.1%

$5,124+72.1%

ENVIRONMENTAL SYSTEMS, INC. OF NORTHERN CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENVIRONMENTAL SYSTEMS, INC. OF NORTHERN CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion