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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,965 | $102,385-49.2% | $147,080-64.7% | $80,935-35.8% |
| Participation rate | 69.2% | 75.9%-6.6pp | 82.2%-13.0pp | 67.7%+1.6pp |
| Annual return | 13.13% | 135.09%-122.0pp | 420.17%-407.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $3,610 | $3,717-2.9% | $4,933-26.8% | $2,757+31.0% |
| Participant deferral / active EE | $3,550 | $6,651-46.6% | $8,066-56.0% | $4,299-17.4% |
| Admin fee / account holder | $42,035 | $7,951+428.7% | $12,989+223.6% | $6,924+507.1% |