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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,118 | $98,776-45.2% | $149,745-63.9% | $79,856-32.2% |
| Participation rate | 79.4% | 75.8%+3.6pp | 82.5%-3.1pp | 69.6%+9.8pp |
| Annual return | 10.47% | 27.38%-16.9pp | 276.72%-266.2pp | 31.71%-21.2pp |
| Employer contribution / active EE | $2,697 | $3,217-16.2% | $4,646-42.0% | $2,471+9.1% |
| Participant deferral / active EE | $5,405 | $5,681-4.9% | $6,843-21.0% | $3,741+44.5% |
| Admin fee / account holder | $7,492 | $6,053+23.8% | $9,312-19.5% | $5,306+41.2% |