Retirement plan

GILTON SOLID WASTE MANAGEMENT, INC. PROFIT SHARING 401(K) PLAN

Name: GILTON SOLID WASTE MANAGEMENT, INC. - GILTON SOLID WASTE MANAGEMENT, INC. PROFIT SHARING 401(K) PLAN (2017) Form 5500
Creator: GILTON SOLID WASTE MANAGEMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GILTON SOLID WASTE MANAGEMENT, INC. PROFIT SHARING 401(K) PLAN, GILTON SOLID WASTE MANAGEMENT, INC.

GILTON SOLID WASTE MANAGEMENT, INC.EIN 94-2268035Plan #001PY 2017

755 S. YOSEMITE AVENUE - OAKDALE, CA 95361209-527-3781gilton.comLinkedIn51-200 employeesgovernment administration

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$13.3M

+20.3% from 2016

Total participants

276

+7.4% from 2016

Average account balance

$58,802

+11.2% from 2016

Annual return

12.18%

+12.73 pp from 2016

Benchmarks

See 945 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort945 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$33.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$99K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

336

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.20M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$47

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
OSBORNE & ASSOCIATES, INC.2+ years Service code 15 · EIN 77-0573145 4216 KIERNAN AVENUE, SUITE 201 · MODESTO, CA 95356	Recordkeeping	$20,938
GILTON SOLID WASTE MANAGEMENT, INC.1 year Service code 35 · EIN 94-2268035 755 S. YOSEMITE AVENUE · OAKDALE, CA 95361	Employee (plan sponsor)	$6,339
TRANSAMERICA RETIREMENT SOLUTIONS2+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 1150 S. OLIVE ST. · LOS ANGELES, CA 90015	Recordkeeping	$3,514
LPL FINANCIAL1 year Service code 22 · EIN 95-2834236 4707 EXECUTIVE DR · SAN DIEGO, CA 921213091	Insurance Broker	$1,050

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$15K

$62 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.115%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PRIEST AMISTADI
Auditor EIN: 942507389
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$58,802

$36,767+59.9%

$81,473-27.8%

$62,293-5.6%

Participation rate

79.6%

54.4%+25.1pp

68.0%+11.6pp

69.5%+10.1pp

Annual return

12.18%

173.80%-161.6pp

38.78%-26.6pp

28.90%-16.7pp

Employer contribution / active EE

$1,955

$1,128+73.3%

$2,568-23.9%

$2,042-4.3%

Participant deferral / active EE

$2,555

$2,111+21.1%

$3,537-27.8%

$3,169-19.4%

Admin fee / account holder

$67

$797-91.5%

$4,561-98.5%

$479-85.9%

Provider

Service type

Compensation

OSBORNE & ASSOCIATES, INC.2+ years

Service code 15 · EIN 77-0573145

4216 KIERNAN AVENUE, SUITE 201 · MODESTO, CA 95356

Recordkeeping

$20,938

GILTON SOLID WASTE MANAGEMENT, INC.1 year

Service code 35 · EIN 94-2268035

755 S. YOSEMITE AVENUE · OAKDALE, CA 95361

Employee (plan sponsor)

$6,339

TRANSAMERICA RETIREMENT SOLUTIONS2+ years

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

1150 S. OLIVE ST. · LOS ANGELES, CA 90015

Recordkeeping

$3,514

LPL FINANCIAL1 year

Service code 22 · EIN 95-2834236

4707 EXECUTIVE DR · SAN DIEGO, CA 921213091

Insurance Broker

$1,050

GILTON SOLID WASTE MANAGEMENT, INC. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GILTON SOLID WASTE MANAGEMENT, INC. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion