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| Provider | Service type | Compensation |
|---|---|---|
Service code 28 · EIN 94-3383736 | Investment Management | $99,001 |
SHEA LABAGH DOBBERSTEIN1+ years Service code 10 · EIN 94-2290202 | Accounting | $25,621 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $2,700 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Service code 59 · EIN 94-1738872 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,915 | $57,108+103.0% | $94,224+23.0% | $52,331+121.5% |
| Participation rate | 95.4% | 72.9%+22.5pp | 78.8%+16.6pp | 68.1%+27.3pp |
| Annual return | -0.08% | 1.47%-1.5pp | 10.68%-10.8pp | 4.54%-4.6pp |
| Employer contribution / active EE | $5,082 | $1,735+192.9% | $3,587+41.7% | $1,882+170.1% |
| Participant deferral / active EE | $5,368 | $3,040+76.6% | $4,320+24.3% | $3,022+77.6% |
| Admin fee / account holder | $437 | $546-20.0% | $6,269-93.0% | $592-26.1% |