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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,090 | $107,363-81.3% | $92,909-78.4% | $152,897-86.9% |
| Participation rate | 76.9% | 79.8%-2.9pp | 76.0%+0.9pp | 82.5%-5.5pp |
| Annual return | 6.07% | 145.63%-139.6pp | 109.44%-103.4pp | 345.43%-339.4pp |
| Employer contribution / active EE | $941 | $4,222-77.7% | $3,653-74.2% | $4,764-80.2% |
| Participant deferral / active EE | $965 | $4,848-80.1% | $4,238-77.2% | $5,851-83.5% |
| Admin fee / account holder | $1,464 | $7,082-79.3% | $5,795-74.7% | $11,599-87.4% |