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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,512 | $106,008-87.3% | $92,240-85.4% | $147,586-90.8% |
| Participation rate | 81.8% | 80.4%+1.4pp | 76.5%+5.3pp | 82.8%-1.0pp |
| Annual return | 16.78% | 50.05%-33.3pp | 176.29%-159.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $1,408 | $4,333-67.5% | $3,680-61.7% | $4,876-71.1% |
| Participant deferral / active EE | $1,488 | $4,478-66.8% | $3,897-61.8% | $5,439-72.6% |
| Admin fee / account holder | $543 | $6,333-91.4% | $5,194-89.5% | $10,886-95.0% |