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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $830,139 | $78,690+955.0% | $161,489+414.1% | $87,485+848.9% |
| Participation rate | 86.2% | 67.5%+18.7pp | 78.7%+7.5pp | 68.9%+17.3pp |
| Annual return | 8.10% | 32.74%-24.6pp | 89.72%-81.6pp | 26.06%-18.0pp |
| Employer contribution / active EE | $21,260 | $2,588+721.4% | $4,268+398.1% | $2,596+718.9% |
| Participant deferral / active EE | $15,528 | $3,311+369.0% | $5,630+175.8% | $4,274+263.4% |
| Admin fee / account holder | $181,543 | $6,724+2600.1% | $16,006+1034.3% | $7,775+2235.0% |