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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,148 | $77,908+698.6% | $149,696+315.6% | $75,173+727.6% |
| Participation rate | 91.2% | 65.6%+25.6pp | 78.8%+12.4pp | 67.2%+24.0pp |
| Annual return | -0.07% | 31.73%-31.8pp | 134.46%-134.5pp | 160.72%-160.8pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $15,393 | $3,411+351.3% | $5,682+170.9% | $4,126+273.1% |
| Admin fee / account holder | $9,535 | $5,950+60.3% | $13,212-27.8% | $5,651+68.7% |