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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $830,139 | $86,050+864.7% | $189,758+337.5% | $94,015+783.0% |
| Participation rate | 86.2% | 68.9%+17.3pp | 79.8%+6.4pp | 70.8%+15.4pp |
| Annual return | 8.10% | 17.77%-9.7pp | 52.62%-44.5pp | 17.84%-9.7pp |
| Employer contribution / active EE | $21,260 | $2,819+654.1% | $4,767+346.0% | $2,790+662.0% |
| Participant deferral / active EE | $15,528 | $3,349+363.7% | $5,856+165.2% | $4,249+265.4% |
| Admin fee / account holder | $181,543 | $6,627+2639.6% | $20,388+790.4% | $8,951+1928.1% |