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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $830,139 | $76,407+986.5% | $150,298+452.3% | $82,448+906.9% |
| Participation rate | 86.2% | 66.4%+19.8pp | 77.8%+8.4pp | 68.1%+18.1pp |
| Annual return | 8.10% | 39.99%-31.9pp | 62.79%-54.7pp | 41.64%-33.5pp |
| Employer contribution / active EE | $21,260 | $2,614+713.3% | $4,154+411.8% | $2,551+733.4% |
| Participant deferral / active EE | $15,528 | $3,214+383.1% | $5,453+184.8% | $4,139+275.1% |
| Admin fee / account holder | $181,543 | $6,352+2758.1% | $14,116+1186.1% | $7,234+2409.5% |