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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,756 | $78,423+332.0% | $95,964+253.0% | $79,856+324.2% |
| Participation rate | 97.9% | 73.5%+24.4pp | 77.1%+20.8pp | 69.6%+28.2pp |
| Annual return | 11.12% | 19.37%-8.3pp | 91.64%-80.5pp | 31.71%-20.6pp |
| Employer contribution / active EE | $2,386 | $1,945+22.6% | $2,541-6.1% | $2,471-3.5% |
| Participant deferral / active EE | $3,739 | $3,440+8.7% | $4,167-10.3% | $3,7410% |
| Admin fee / account holder | $11,355 | $5,622+102.0% | $6,797+67.1% | $5,306+114.0% |