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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,243 | $72,486+312.8% | $87,103+243.6% | $72,976+310.1% |
| Participation rate | 97.9% | 72.8%+25.1pp | 76.9%+21.0pp | 69.5%+28.4pp |
| Annual return | 9.51% | 24.46%-15.0pp | 28.19%-18.7pp | 81.02%-71.5pp |
| Employer contribution / active EE | $7,423 | $1,894+292.0% | $2,521+194.4% | $2,440+204.2% |
| Participant deferral / active EE | $2,380 | $3,270-27.2% | $4,049-41.2% | $3,608-34.0% |
| Admin fee / account holder | $8,528 | $5,055+68.7% | $7,491+13.8% | $5,124+66.4% |