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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,432 | $59,839-84.2% | $81,991-88.5% | $79,852-88.2% |
| Participation rate | 80.5% | 61.6%+18.9pp | 69.3%+11.2pp | 69.6%+10.8pp |
| Annual return | 26.14% | 17.56%+8.6pp | 41.31%-15.2pp | 31.72%-5.6pp |
| Employer contribution / active EE | $1,753 | $1,713+2.3% | $2,498-29.8% | $2,471-29.0% |
| Participant deferral / active EE | $2,369 | $2,695-12.1% | $3,722-36.3% | $3,740-36.7% |
| Admin fee / account holder | $572 | $4,287-86.7% | $5,665-89.9% | $5,306-89.2% |