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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,652 | $76,551+96.8% | $123,894+21.6% | $62,881+139.6% |
| Participation rate | 66.7% | 73.0%-6.3pp | 81.4%-14.7pp | 69.3%-2.6pp |
| Annual return | 7.29% | 18.68%-11.4pp | 47.52%-40.2pp | 20.14%-12.9pp |
| Employer contribution / active EE | $1,429 | $2,882-50.4% | $4,617-69.1% | $2,281-37.4% |
| Participant deferral / active EE | $6,495 | $4,840+34.2% | $5,984+8.5% | $3,203+102.8% |
| Admin fee / account holder | $2,399 | $4,826-50.3% | $8,357-71.3% | $4,296-44.2% |