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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,686 | $64,719+166.8% | $112,249+53.8% | $68,486+152.1% |
| Participation rate | 85.7% | 67.2%+18.6pp | 75.1%+10.7pp | 67.9%+17.8pp |
| Annual return | -12.46% | -11.40%-1.1pp | 27.48%-39.9pp | -7.85%-4.6pp |
| Employer contribution / active EE | $0 | $2,747-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $10,020 | $3,565+181.1% | $4,729+111.9% | $4,028+148.8% |
| Admin fee / account holder | $30,077 | $5,232+474.8% | $6,412+369.0% | $5,404+456.6% |