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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,726 | $65,364+175.0% | $92,909+93.4% | $72,975+146.3% |
| Participation rate | 80.6% | 68.3%+12.3pp | 76.0%+4.6pp | 69.5%+11.2pp |
| Annual return | 19.82% | 42.11%-22.3pp | 109.44%-89.6pp | 81.01%-61.2pp |
| Employer contribution / active EE | $4,208 | $2,594+62.2% | $3,653+15.2% | $2,440+72.4% |
| Participant deferral / active EE | $7,537 | $3,128+140.9% | $4,238+77.8% | $3,608+108.9% |
| Admin fee / account holder | $1,037 | $4,251-75.6% | $5,795-82.1% | $5,124-79.8% |