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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,366 | $75,832+148.4% | $147,618+27.6% | $59,633+215.9% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.88% | 0.37%-4.2pp | 61.98%-65.9pp | 2041.40%-2045.3pp |
| Employer contribution / active EE | $5,012 | $3,485+43.8% | $5,565-9.9% | $2,203+127.5% |
| Participant deferral / active EE | $4,691 | $3,131+49.8% | $4,895-4.2% | $3,192+47.0% |
| Admin fee / account holder | $10,554 | $5,986+76.3% | $11,612-9.1% | $4,297+145.6% |