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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,874 | $102,422+160.6% | $147,117+81.4% | $80,959+229.6% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 10.69% | 135.16%-124.5pp | 420.54%-409.8pp | 35.67%-25.0pp |
| Employer contribution / active EE | $10,549 | $3,717+183.8% | $4,932+113.9% | $2,757+282.6% |
| Participant deferral / active EE | $7,936 | $6,652+19.3% | $8,065-1.6% | $4,300+84.5% |
| Admin fee / account holder | $6,093 | $7,953-23.4% | $12,993-53.1% | $6,925-12.0% |