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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,855 | $106,524+199.3% | $152,301+109.4% | $87,485+264.5% |
| Participation rate | 81.1% | 75.8%+5.4pp | 82.4%-1.3pp | 68.9%+12.2pp |
| Annual return | 17.68% | 26.89%-9.2pp | 80.50%-62.8pp | 26.06%-8.4pp |
| Employer contribution / active EE | $5,888 | $3,371+74.6% | $4,624+27.3% | $2,596+126.8% |
| Participant deferral / active EE | $8,463 | $6,525+29.7% | $8,004+5.7% | $4,274+98.0% |
| Admin fee / account holder | $3,354 | $8,287-59.5% | $14,398-76.7% | $7,775-56.9% |