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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,558 | $102,595+2.9% | $94,057+12.2% | $154,746-31.8% |
| Participation rate | 94.7% | 76.0%+18.7pp | 73.3%+21.4pp | 80.7%+14.0pp |
| Annual return | 11.32% | 583.42%-572.1pp | 480.62%-469.3pp | 172.34%-161.0pp |
| Employer contribution / active EE | $907 | $3,147-71.2% | $2,933-69.1% | $4,379-79.3% |
| Participant deferral / active EE | $4,067 | $5,118-20.5% | $4,709-13.6% | $6,730-39.6% |
| Admin fee / account holder | $9,597 | $7,736+24.1% | $7,244+32.5% | $14,365-33.2% |