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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,331 | $49,177-24.1% | $79,467-53.0% | $64,173-41.8% |
| Participation rate | 86.7% | 65.0%+21.6pp | 73.3%+13.3pp | 69.6%+17.1pp |
| Annual return | 6.46% | -1.16%+7.6pp | 718.30%-711.8pp | 7.63%-1.2pp |
| Employer contribution / active EE | $1,667 | $2,076-19.7% | $2,800-40.5% | $2,381-30.0% |
| Participant deferral / active EE | $2,217 | $2,821-21.4% | $3,704-40.2% | $3,470-36.1% |
| Admin fee / account holder | $1,597 | $3,839-58.4% | $5,104-68.7% | $4,887-67.3% |