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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,871 | $96,691+117.1% | $86,656+142.2% | $139,487+50.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 4.98% | 106.87%-101.9pp | 593.09%-588.1pp | 373.84%-368.9pp |
| Employer contribution / active EE | $6,617 | $3,267+102.5% | $3,025+118.7% | $4,755+39.2% |
| Participant deferral / active EE | $6,731 | $4,838+39.1% | $4,439+51.6% | $6,713+0.3% |
| Admin fee / account holder | $1,810 | $6,414-71.8% | $5,619-67.8% | $11,407-84.1% |