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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,896 | $103,038+30.9% | $90,324+49.3% | $152,909-11.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 8.73% | 95.25%-86.5pp | 78.15%-69.4pp | 345.46%-336.7pp |
| Employer contribution / active EE | $9,994 | $3,141+218.2% | $2,856+250.0% | $4,764+109.8% |
| Participant deferral / active EE | $8,232 | $4,282+92.3% | $3,885+111.9% | $5,851+40.7% |
| Admin fee / account holder | $16,774 | $6,177+171.5% | $5,356+213.2% | $11,601+44.6% |