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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,836 | $62,592-55.5% | $85,709-67.5% | $85,847-67.6% |
| Participation rate | 96.7% | 61.1%+35.6pp | 69.9%+26.9pp | 69.3%+27.4pp |
| Annual return | 9.50% | 23.77%-14.3pp | 21.49%-12.0pp | 318.61%-309.1pp |
| Employer contribution / active EE | $590 | $1,755-66.4% | $2,619-77.5% | $2,565-77.0% |
| Participant deferral / active EE | $3,290 | $2,802+17.4% | $3,924-16.2% | $3,952-16.8% |
| Admin fee / account holder | $4,706 | $4,643+1.4% | $6,876-31.6% | $6,261-24.8% |