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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,495 | $59,804-52.4% | $81,982-65.2% | $79,856-64.3% |
| Participation rate | 96.6% | 61.6%+34.9pp | 69.3%+27.3pp | 69.6%+26.9pp |
| Annual return | 16.12% | 17.56%-1.4pp | 41.31%-25.2pp | 31.71%-15.6pp |
| Employer contribution / active EE | $621 | $1,713-63.8% | $2,498-75.2% | $2,471-74.9% |
| Participant deferral / active EE | $3,105 | $2,695+15.2% | $3,722-16.6% | $3,741-17.0% |
| Admin fee / account holder | $3,106 | $4,288-27.6% | $5,665-45.2% | $5,306-41.5% |