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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,897 | $55,902-55.5% | $76,030-67.3% | $80,959-69.2% |
| Participation rate | 94.4% | 62.1%+32.4pp | 69.1%+25.4pp | 67.7%+26.8pp |
| Annual return | 11.05% | 20.59%-9.5pp | 361.54%-350.5pp | 35.67%-24.6pp |
| Employer contribution / active EE | $19 | $1,867-99.0% | $2,688-99.3% | $2,757-99.3% |
| Participant deferral / active EE | $2,796 | $3,051-8.3% | $4,257-34.3% | $4,300-35.0% |
| Admin fee / account holder | $1,757 | $5,239-66.5% | $6,421-72.6% | $6,925-74.6% |