Retirement plan

ADDISON-PENZAK JEWISH COMMUNITY CTR OF SILICON VALLEY 403B PLAN

Name: ADDISON-PENZAK JEWISH COMMUNITY CENTER OF SILICON VALLEY - ADDISON-PENZAK JEWISH COMMUNITY CTR OF SILICON VALLEY 403B PLAN (2020) Form 5500
Creator: ADDISON-PENZAK JEWISH COMMUNITY CENTER OF SILICON VALLEY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ADDISON-PENZAK JEWISH COMMUNITY CTR OF SILICON VALLEY 403B PLAN, ADDISON-PENZAK JEWISH COMMUNITY CENTER OF SILICON VALLEY

ADDISON-PENZAK JEWISH COMMUNITY CENTER OF SILICON VALLEYEIN 94-2222989Plan #001PY 2020

14855 OKA ROAD SUITE 201 - LOS GATOS, CA 95032408-357-7438jvalley.orgLinkedIn201-500 employeesnon-profit organization management

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$2.5M

+17.5% from 2019

Total participants

-38.5% from 2019

Average account balance

$51,873

+27.0% from 2019

Annual return

16.99%

-4.77 pp from 2019

Benchmarks

See 8,769 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,769 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

24.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$315K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2657

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$243K

$2789 / participant

Other / not subdivided$243K100.0%

% of EOY assets

9.547%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,873

$60,128-13.7%

$90,440-42.6%

$79,852-35.0%

Participation rate

51.7%

65.0%-13.3pp

72.7%-21.0pp

69.6%-17.9pp

Annual return

16.99%

71.95%-55.0pp

1294.38%-1277.4pp

31.72%-14.7pp

Employer contribution / active EE

$674

$2,068-67.4%

$3,263-79.3%

$2,471-72.7%

Participant deferral / active EE

$2,184

$2,939-25.7%

$3,964-44.9%

$3,740-41.6%

Admin fee / account holder

$4,952

$3,977+24.5%

$5,615-11.8%

$5,306-6.7%

ADDISON-PENZAK JEWISH COMMUNITY CTR OF SILICON VALLEY 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ADDISON-PENZAK JEWISH COMMUNITY CTR OF SILICON VALLEY 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion