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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,664 | $117,904+11.7% | $102,457+28.5% | $145,978-9.8% |
| Participation rate | 76.9% | 78.6%-1.7pp | 76.5%+0.4pp | 80.3%-3.4pp |
| Annual return | 11.24% | 31.80%-20.6pp | 29.41%-18.2pp | 550.52%-539.3pp |
| Employer contribution / active EE | $2,403 | $3,613-33.5% | $3,022-20.5% | $4,662-48.4% |
| Participant deferral / active EE | $7,113 | $5,733+24.1% | $5,054+40.7% | $6,690+6.3% |
| Admin fee / account holder | $1,114 | $13,329-91.6% | $9,451-88.2% | $13,400-91.7% |