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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,563 | $106,267-29.8% | $96,520-22.7% | $139,456-46.5% |
| Participation rate | 95.5% | 77.8%+17.6pp | 74.3%+21.1pp | 80.3%+15.1pp |
| Annual return | 13.28% | 38.45%-25.2pp | 35.72%-22.4pp | 373.45%-360.2pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,739-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $9,701 | $5,454+77.9% | $4,879+98.9% | $6,711+44.5% |
| Admin fee / account holder | $1,473 | $7,882-81.3% | $6,733-78.1% | $11,407-87.1% |