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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,662 | $72,273-11.9% | $101,275-37.1% | $79,856-20.3% |
| Participation rate | 90.5% | 68.5%+22.0pp | 75.8%+14.7pp | 69.6%+20.8pp |
| Annual return | 5.87% | 22.30%-16.4pp | 46.48%-40.6pp | 31.71%-25.8pp |
| Employer contribution / active EE | $1,048 | $2,691-61.1% | $3,660-71.4% | $2,471-57.6% |
| Participant deferral / active EE | $3,782 | $3,282+15.3% | $4,371-13.5% | $3,741+1.1% |
| Admin fee / account holder | $809 | $4,401-81.6% | $5,948-86.4% | $5,306-84.7% |