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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,965 | $110,337+30.5% | $102,383+40.6% | $145,877-1.3% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 23.84% | 24.83%-1.0pp | 24.94%-1.1pp | 551.28%-527.4pp |
| Employer contribution / active EE | $1,214 | $4,216-71.2% | $3,870-68.6% | $4,663-74.0% |
| Participant deferral / active EE | $5,923 | $5,621+5.4% | $5,060+17.1% | $6,691-11.5% |
| Admin fee / account holder | $11,019 | $9,750+13.0% | $8,391+31.3% | $13,402-17.8% |