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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,428 | $57,828+187.8% | $117,039+42.2% | $70,124+137.3% |
| Participation rate | 85.7% | 67.1%+18.6pp | 77.2%+8.5pp | 69.5%+16.2pp |
| Annual return | -41.94% | 17.55%-59.5pp | 18.95%-60.9pp | 73.14%-115.1pp |
| Employer contribution / active EE | $1,286 | $1,816-29.2% | $3,785-66.0% | $2,342-45.1% |
| Participant deferral / active EE | $6,352 | $2,438+160.6% | $3,929+61.7% | $3,332+90.7% |
| Admin fee / account holder | $2,102 | $3,548-40.8% | $5,974-64.8% | $4,645-54.8% |