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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,405 | $69,977+296.4% | $108,582+155.5% | $62,881+341.2% |
| Participation rate | 85.7% | 72.9%+12.8pp | 79.6%+6.1pp | 69.3%+16.4pp |
| Annual return | 109.02% | 10.73%+98.3pp | -51.70%+160.7pp | 20.14%+88.9pp |
| Employer contribution / active EE | $1,286 | $2,135-39.8% | $3,758-65.8% | $2,281-43.6% |
| Participant deferral / active EE | $8,595 | $3,165+171.6% | $4,311+99.4% | $3,203+168.4% |
| Admin fee / account holder | $4,322 | $5,076-14.9% | $7,645-43.5% | $4,296+0.6% |