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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,402 | $85,169+30.8% | $172,755-35.5% | $72,983+52.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 14.75% | 27.32%-12.6pp | 802.94%-788.2pp | 81.01%-66.3pp |
| Employer contribution / active EE | $3,472 | $3,324+4.5% | $5,144-32.5% | $2,440+42.3% |
| Participant deferral / active EE | $2,790 | $3,260-14.4% | $5,198-46.3% | $3,608-22.7% |
| Admin fee / account holder | $21,183 | $5,880+260.2% | $13,955+51.8% | $5,124+313.4% |