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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,254 | $197,625-73.6% | $177,840-70.6% | $158,966-67.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 19.71% | 58.76%-39.1pp | 48.32%-28.6pp | 302.95%-283.2pp |
| Employer contribution / active EE | $4,853 | $6,698-27.6% | $5,919-18.0% | $4,762+1.9% |
| Participant deferral / active EE | $3,565 | $8,405-57.6% | $7,714-53.8% | $5,983-40.4% |
| Admin fee / account holder | $1,550 | $15,405-89.9% | $12,431-87.5% | $11,250-86.2% |