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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,349 | $153,769-86.1% | $133,975-84.1% | $273,972-92.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.57% | 36.51%-29.9pp | 29.29%-22.7pp | 41.46%-34.9pp |
| Employer contribution / active EE | $4,150 | $6,029-31.2% | $5,211-20.4% | $4,869-14.8% |
| Participant deferral / active EE | $2,297 | $6,958-67.0% | $6,282-63.4% | $5,287-56.6% |
| Admin fee / account holder | $674 | $11,765-94.3% | $9,324-92.8% | $10,133-93.4% |