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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,697 | $223,823-24.2% | $211,142-19.6% | $154,746+9.7% |
| Participation rate | 73.3% | 87.9%-14.5pp | 87.3%-14.0pp | 80.7%-7.4pp |
| Annual return | 15.56% | 50.39%-34.8pp | 46.84%-31.3pp | 172.34%-156.8pp |
| Employer contribution / active EE | $3,116 | $6,787-54.1% | $6,442-51.6% | $4,379-28.8% |
| Participant deferral / active EE | $5,405 | $9,750-44.6% | $9,284-41.8% | $6,730-19.7% |
| Admin fee / account holder | $2,286 | $19,707-88.4% | $19,076-88.0% | $14,365-84.1% |