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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,688 | $67,602-13.2% | $82,312-28.7% | $70,126-16.3% |
| Participation rate | 54.4% | 72.8%-18.3pp | 76.9%-22.5pp | 69.5%-15.1pp |
| Annual return | 13.42% | 21.57%-8.1pp | 25.88%-12.5pp | 73.15%-59.7pp |
| Employer contribution / active EE | $570 | $1,755-67.5% | $2,428-76.5% | $2,343-75.7% |
| Participant deferral / active EE | $1,774 | $2,987-40.6% | $3,706-52.1% | $3,332-46.8% |
| Admin fee / account holder | $109 | $4,512-97.6% | $5,608-98.0% | $4,645-97.6% |