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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,556 | $76,551-56.2% | $123,894-72.9% | $62,881-46.6% |
| Participation rate | 68.0% | 73.0%-5.0pp | 81.4%-13.4pp | 69.3%-1.3pp |
| Annual return | 10.53% | 18.68%-8.1pp | 47.52%-37.0pp | 20.14%-9.6pp |
| Employer contribution / active EE | $1,506 | $2,882-47.8% | $4,617-67.4% | $2,281-34.0% |
| Participant deferral / active EE | $3,535 | $4,840-27.0% | $5,984-40.9% | $3,203+10.4% |
| Admin fee / account holder | $10,865 | $4,826+125.1% | $8,357+30.0% | $4,296+152.9% |