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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,945 | $81,487-70.6% | $102,412-76.6% | $80,935-70.4% |
| Participation rate | 91.8% | 66.8%+25.0pp | 74.5%+17.3pp | 67.7%+24.1pp |
| Annual return | 5.84% | 25.60%-19.8pp | 24.94%-19.1pp | 35.66%-29.8pp |
| Employer contribution / active EE | $1,583 | $3,103-49.0% | $3,870-59.1% | $2,757-42.6% |
| Participant deferral / active EE | $1,895 | $3,871-51.0% | $5,060-62.6% | $4,299-55.9% |
| Admin fee / account holder | $2,770 | $6,717-58.8% | $8,388-67.0% | $6,924-60.0% |