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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,845 | $105,284-29.9% | $150,734-51.0% | $94,015-21.5% |
| Participation rate | 80.6% | 71.7%+8.9pp | 78.4%+2.2pp | 70.8%+9.8pp |
| Annual return | 5.61% | 15.67%-10.1pp | 600.81%-595.2pp | 17.84%-12.2pp |
| Employer contribution / active EE | $2,845 | $3,599-20.9% | $4,918-42.1% | $2,790+2.0% |
| Participant deferral / active EE | $5,121 | $4,274+19.8% | $5,610-8.7% | $4,249+20.5% |
| Admin fee / account holder | $6,839 | $9,839-30.5% | $14,905-54.1% | $8,951-23.6% |