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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,845 | $93,345-20.9% | $119,126-38.0% | $87,485-15.6% |
| Participation rate | 80.6% | 68.7%+11.9pp | 75.8%+4.9pp | 68.9%+11.7pp |
| Annual return | 5.61% | 19.08%-13.5pp | 282.11%-276.5pp | 26.06%-20.5pp |
| Employer contribution / active EE | $2,845 | $3,172-10.3% | $4,034-29.5% | $2,596+9.6% |
| Participant deferral / active EE | $5,121 | $4,099+24.9% | $5,318-3.7% | $4,274+19.8% |
| Admin fee / account holder | $6,839 | $8,039-14.9% | $10,693-36.0% | $7,775-12.0% |