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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,845 | $88,672-16.7% | $105,223-29.8% | $82,448-10.4% |
| Participation rate | 80.6% | 67.9%+12.7pp | 75.0%+5.6pp | 68.1%+12.6pp |
| Annual return | 5.61% | 30.86%-25.2pp | 180.65%-175.0pp | 41.64%-36.0pp |
| Employer contribution / active EE | $2,845 | $3,048-6.6% | $3,689-22.9% | $2,551+11.5% |
| Participant deferral / active EE | $5,121 | $4,036+26.9% | $5,072+1.0% | $4,139+23.7% |
| Admin fee / account holder | $6,839 | $7,146-4.3% | $8,859-22.8% | $7,234-5.5% |