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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,546 | $93,345-71.6% | $119,126-77.7% | $87,485-69.7% |
| Participation rate | 88.7% | 68.7%+20.0pp | 75.8%+12.9pp | 68.9%+19.8pp |
| Annual return | 5.38% | 19.08%-13.7pp | 282.11%-276.7pp | 26.06%-20.7pp |
| Employer contribution / active EE | $1,672 | $3,172-47.3% | $4,034-58.6% | $2,596-35.6% |
| Participant deferral / active EE | $2,303 | $4,099-43.8% | $5,318-56.7% | $4,274-46.1% |
| Admin fee / account holder | $3,876 | $8,039-51.8% | $10,693-63.8% | $7,775-50.1% |