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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,546 | $105,284-74.8% | $150,734-82.4% | $94,015-71.8% |
| Participation rate | 88.7% | 71.7%+17.0pp | 78.4%+10.3pp | 70.8%+17.9pp |
| Annual return | 5.38% | 15.67%-10.3pp | 600.81%-595.4pp | 17.84%-12.5pp |
| Employer contribution / active EE | $1,672 | $3,599-53.6% | $4,918-66.0% | $2,790-40.1% |
| Participant deferral / active EE | $2,303 | $4,274-46.1% | $5,610-59.0% | $4,249-45.8% |
| Admin fee / account holder | $3,876 | $9,839-60.6% | $14,905-74.0% | $8,951-56.7% |