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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,546 | $89,259-70.3% | $107,187-75.2% | $82,637-67.9% |
| Participation rate | 88.7% | 67.9%+20.8pp | 75.0%+13.7pp | 68.1%+20.7pp |
| Annual return | 5.38% | 21.02%-15.6pp | 204.55%-199.2pp | 53.51%-48.1pp |
| Employer contribution / active EE | $1,672 | $3,080-45.7% | $3,782-55.8% | $2,552-34.5% |
| Participant deferral / active EE | $2,303 | $4,037-43.0% | $5,096-54.8% | $4,126-44.2% |
| Admin fee / account holder | $3,876 | $7,381-47.5% | $9,162-57.7% | $7,339-47.2% |