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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,389 | $67,602+32.2% | $82,312+8.6% | $70,126+27.5% |
| Participation rate | 77.4% | 72.8%+4.6pp | 76.9%+0.5pp | 69.5%+7.8pp |
| Annual return | 14.28% | 21.57%-7.3pp | 25.88%-11.6pp | 73.15%-58.9pp |
| Employer contribution / active EE | $1,380 | $1,755-21.3% | $2,428-43.2% | $2,343-41.1% |
| Participant deferral / active EE | $2,498 | $2,987-16.4% | $3,706-32.6% | $3,332-25.0% |
| Admin fee / account holder | $2,289 | $4,512-49.3% | $5,608-59.2% | $4,645-50.7% |