Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
RICHMOND CAPITAL MANAGEMENT3 years Filed as: RICHMOND CAPITAL MANAGEMENT, INC. Service code 18 · EIN 54-1288566 | Custodial (other than securities) | $5,240 |
CHARLES SCHWAB & CO., INC.5+ years Service code 52 | Indirect Investment Fees | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,530 | $79,519+159.7% | $95,964+115.2% | $73,412+181.3% |
| Participation rate | 100.0% | 81.2%+18.8pp | 77.1%+22.9pp | 72.2%+27.8pp |
| Annual return | 10.55% | 19.20%-8.6pp | 91.64%-81.1pp | 59.30%-48.7pp |
| Employer contribution / active EE | $2,028 | $2,048-1.0% | $2,541-20.2% | $2,234-9.2% |
| Participant deferral / active EE | $1,720 | $4,138-58.4% | $4,167-58.7% | $3,806-54.8% |
| Admin fee / account holder | $20 | $184-88.9% | $6,797-99.7% | $158-87.1% |