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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,172 | $95,915-86.3% | $79,580-83.4% | $134,532-90.2% |
| Participation rate | 95.7% | 75.0%+20.6pp | 69.5%+26.2pp | 81.2%+14.4pp |
| Annual return | -15.62% | -2.71%-12.9pp | 0.15%-15.8pp | 418.27%-433.9pp |
| Employer contribution / active EE | $2,612 | $3,129-16.5% | $2,413+8.2% | $4,741-44.9% |
| Participant deferral / active EE | $1,073 | $4,693-77.1% | $3,985-73.1% | $6,401-83.2% |
| Admin fee / account holder | $314 | $9,132-96.6% | $6,835-95.4% | $11,429-97.3% |