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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,279 | $112,933-87.4% | $90,970-84.3% | $158,982-91.0% |
| Participation rate | 90.9% | 74.7%+16.2pp | 69.0%+21.9pp | 82.0%+8.9pp |
| Annual return | 7.78% | 215.82%-208.0pp | 134.60%-126.8pp | 302.99%-295.2pp |
| Employer contribution / active EE | $2,913 | $2,893+0.7% | $2,122+37.3% | $4,763-38.8% |
| Participant deferral / active EE | $1,730 | $4,128-58.1% | $3,373-48.7% | $5,983-71.1% |
| Admin fee / account holder | $5,209 | $8,047-35.3% | $5,961-12.6% | $11,252-53.7% |