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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,839 | $133,981-11.3% | $112,249+5.9% | $134,532-11.7% |
| Participation rate | 58.8% | 78.6%-19.7pp | 75.1%-16.2pp | 81.2%-22.4pp |
| Annual return | -17.12% | 47.16%-64.3pp | 27.48%-44.6pp | 418.27%-435.4pp |
| Employer contribution / active EE | $2,234 | $4,040-44.7% | $3,636-38.6% | $4,741-52.9% |
| Participant deferral / active EE | $4,002 | $5,292-24.4% | $4,729-15.4% | $6,401-37.5% |
| Admin fee / account holder | $2,360 | $7,492-68.5% | $6,412-63.2% | $11,429-79.4% |